We work with our clients to build the capabilities that enable organizations to achieve a sustainable advantage.
When senior industry executives need innovative strategies that optimize decision-making, they turn to CREDIVEST. Our management consultants blend decades of industry knowledge with advanced analytics and world-class economic expertise to help companies anticipate trends, focus on the highest value-at-stake issues and opportunities, and deliver sustainable, forward-looking strategies that set them apart from their peers.
CREDIVEST helps make corporate and business unit planning processes more effective. We start with the issues that impact key sectors of the business. We have a detailed understanding of industry drivers, and we know how to work with management teams to help them interpret and anticipate how critical issues influence business performance.
We typically utilize a top-down/bottom-up process when working with client teams. The top-down element captures the requirements of the senior executive leadership team to outline strategic direction, as well as overall goals. The bottom-up element reflects the detailed strategies and resource requirements identified by business units and/or key functional areas to deliver on the corporate vision and objectives.
CREDIVEST works with companies to develop growth strategies. We know how to assess existing business portfolios and investment opportunities and identify those that offer the greatest opportunity for capturing high-return, organic growth. We also know how to apply our market and regulatory insights to identify explicit opportunities for our client’s circumstances. We work with management teams to identify implementation requirements and risks and to outline performance metrics and targets. Our consultants also work with senior management to help communicate growth strategies to company boards and other key stakeholders.
Effective management processes drive strong financial returns, so determining areas of weakness and applying corrective measures is a fundamental undertaking for a company seeking competitive advantage. CREDIVEST’s approach is governed by the necessity of aligning management processes and company strategy. We employ diagnostic tools that reveal areas of weak performance and then apply proven methodologies that lead to positive, lasting changes.
All engagements begin with the basic inquiry. Where is value leaking out from core business processes? Are underlying capabilities fully exploited? What is the gap between processes in place and best practices, and how might you better stand out from competitors? CREDIVEST’s powerful capabilities in the following disciplines have helped our clients develop and follow thoroughly-researched plans for action that have enabled them to produce sustainable, bottom-line results.
Business plans are typically connected with utilizing smaller or larger amounts of financial resources for their actualization. Each business plan is at the same time connected with risks, such as that its objectives will not be achieved. Therefore, it is extremely important to scrutinize all assumptions that have been used for business planning, and then to quantify the risks of failure. A feasibility study is required almost in all cases when external sources (credit, venture capital) are going to be used. CREDIVEST with its vast wealth of experience can assist the client in preparing for all business opportunities and mitigating all possible risks through a well-constructed feasibility study based on client’s requirements and needs.
CRFEDIVEST financial restructuring experts provide comprehensive financial advice to companies, their lenders, shareholders and other stakeholders to support a range of financial requirements including balance sheet restructurings, raising additional capital or refinancing advisory services.
The financial restructuring process can be complex due to the divergent interests of different stakeholder groups and the legal processes required to implement a transaction. Our team has extensive industry experience of managing these processes and has successfully delivered restructurings involving diverse stakeholder groups and multiple jurisdictions. Our approach to advising stakeholders is based on a robust financial review of the business and an assessment of the options available. In addition, we draw upon our complementary independent business review, business planning, operational restructuring and cost reduction, crisis management, short-term cash management and best options to raise extra capital.
Typical assignments include:
Our team is appointed by either financial stakeholders, who have concerns about a business they have an interest in and wish to appoint independent advisors to help assess and develop internal processes and plans to improve performance, or by a business itself needing to better understand the reasons for underperformance. CREDIVEST independent business review clarifies the situation for both financial stakeholders and the business by delivering a clear evaluation of the available options. Our services are tailored to the specific circumstances of each situation and is supported by CREDIVEST specialists, including operational and industry professionals, to review specific aspects of business plans.
A combination of the following elements will often be required:
A robust business plan and supporting financial projections are essential when stakeholders require a financial and/or operating plan upon which to base a financial restructuring or when an underperforming business needs to transform its operational and/or financial performance..
A good business plan will contain a clear articulation of business strategy, a set of actions linked to implementation plans and a detailed set of financial projections. While business plans may meet management’s internal requirements they often, in our experience, require augmentation to meet the requirements of external diligence.
CREDIVEST specialists, including operational and industry professionals, support our project teams to review and develop specific aspects of business plans. We provide an unbiased and objective view to support the articulation of business plan assumptions.
In challenging and developing business plans our team typically:
We help companies navigate the restructuring process and accelerate change. The business restructuring services team at CREDIVEST provides comprehensive financial and operational restructuring services and advice to underperforming and financially stressed businesses, their lenders, shareholders and other stakeholders. Our vast expertise of complex multi-stakeholder and multi-jurisdictional restructurings across many industries allows us to quickly ascertain the key issues and to help our clients implement viable and sustainable restructuring solutions.
A truly successful restructuring solution often requires some form of operational change and performance improvement. Experts from CREDIVEST can stabilize financial and operating performance and are skilled in rapidly delivering tangible and sustainable benefits to improve a company’s underlying operations and to create enterprise value. Our expertise is centered on business reorganizations, including site closures, profit enhancement (primarily through cost reduction opportunities) and the delivery of working capital initiatives to improve cash flow.
Our team works either alongside management to complement and leverage existing management capabilities or as an adviser working on behalf of company lenders or investors. Our team is senior and experienced and most of our team members have held leading positions in many industries.
We provide restructuring services in the following key areas:
In distressed situations where businesses are experiencing cash pressures and/or other business crises, CREDIVEST brings credibility and hands-on support and experience to help client management teams navigate the various financial, operational and strategic issues they are facing during this challenging period. In such situations, it is imperative that management can forecast and manage short-term liquidity in order to maintain business continuity, retain the confidence of key stakeholders and allow the business to continue to function while restructuring solutions are developed and delivered. Our team supports management teams through rapidly implementing active cash management procedures – to take immediate control of cash processes while extending the period needed for stakeholders to assess the options available for the business.
Also, our team can support management teams with stakeholder intermediation, coordination and project management, restructuring negotiations and other time-critical issues.
For businesses experiencing cash pressure, proactive short-term cash management is often a necessary strategy to extend the time required to prepare, negotiate and execute a restructuring plan. CREDIVEST supports management teams by implementing:
When working on behalf of lenders, our team provides an independent view of cash requirements, processes and controls surrounding the treasury function and critique of cash management options.
